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Instant Small Business Loan — Apply Now, Get Funded Today

Need fast business funding? Our Instant Small Business Loan features a simple 5-minute application and no credit check – get approved and funded in under 24 hours.

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Term Loan

Small Business Loans

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Easy Application

Apply online in minutes

5 Minute Application

Free To Apply

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Fast, Flexible, Reliable

No Collateral

No Restrictions On Use

Same Day Funding

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Fuel To Grow

Take On New Projects

Capitalize On Opportunities

Move Quickly When It Matters

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Business meeting

What is a Instant Small Business Loan?

A Instant Small Business Loan is a traditional business loan that closes and funds within 24 hours. While many business loans take weeks to process, a Instant Small Business Loan with Pinnacle Funding can be processed and funded in under 24 hours; often on the same business day. Looking for a Line Of Credit: Click here.

Key Benefits Of A Instant Small Business Loan

  • Quick & Easy Application
  • Same Day Funding
  • No Prepayment Penalties
  • No Hard Credit checks
  • No Documents Necessary
  • Dedicated Funding Manager
  • Maintain Ownership
  • Use Funds As Needed
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How Do Small Business Loans Work?

A small business loan is a lump sum of capital provided to a business and repaid over a set schedule. It’s designed to fund expansion, cover expenses, or stabilize cash flow with clear terms and predictable payments. And with Pinnacle Funding, you can apply in minutes and get funded with 24 hours.

How Do I Apply For A Business Small Business Loan?

Application

Complete our simple 5-minute online application — no paperwork required.

Qualification

Our expert team will provide loan approvals that fit your needs.

Decision

Your dedicated account manager will guide you through your funding options.

Funding

Receive the funds in as little as 24 hours.

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Minimum Qualifications

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525 Credit Score

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$180K+ Annual Revenue

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6+ Months in Business

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Business Checking Account

Instant Small Business Loan FAQ

For more detailed answers to your questions, take a look at our resources page or speak to one of our team members at (347) 694-8180
  • Minimum six months in business.
  • Minimum of $180,000 in annual revenue
  • Minimum 525 Personal FICO score
  • Business checking account
No. Applications are always free.
Pinnacle only requires basic information about your business and yourself. We may ask for: Your business tax ID, your last three months of business bank statements, and information on the business owner(s).
We pride ourselves on our quick and simple application process. It takes under 5 minutes to fill out our online application. You can also apply over the phone by calling (347) 694-8180
Once your application is approved, we'll deposit the funds into your account quickly – as soon as a couple hours.
No. We never perform a hard credit pull.
Yes! Assuming payments are made in good order, we'll be happy to offer you more future funding.

Pinnacle Funding is highly rated by real businesses