Looking to expand your business? Need short term capital to cover an emergency? Our Term Loan features a simple 5-minute online application and no credit check – get approved and funded in under 24 hours.
Apply online in minutes
5 Minute Application
No Documents Required
No Hidden Fees
No Prepayment Penalty
No Credit Check
Up to $3 Million
Same Day Funding
Qualify For Bigger Approvals
Term loans deliver a lump‑sum of capital up front with fixed rates and predictable monthly payments, making budgeting simple and easy. Complete our 5‑minute online application, choose your repayment terms, and receive your funding in as little as 24 hours.
Complete our simple 5-minute online application — no paperwork required.
Our expert team will provide loan approvals that fit your needs.
Your dedicated account manager will guide you through your funding options.
Receive the funds in as little as 24 hours.
The “term” of a term loan refers to the duration of the repayment period. There are two types of loans — short-term and long-term.
Short-term loans. Short-term business loans can have a repayment period of up to two years. These can be great for small business owners with smaller, immediate financial needs.
Long-term loans. These types of loans have repayment periods that last longer than two years. Some examples include small business administration, or SBA loans, and loans from traditional lenders like banks. Long-term loans can be good for bigger firms or long-term investments such as purchasing commercial real estate.
Pinnacle Funding offers loans with terms of up to two years, providing flexibility to small businesses to manage their cash flow, invest in growth or cover unexpected expenses.
Plus, refinancing is easy with Pinnacle. If you choose to refinance with Pinnacle, we’ll be able to offer an early payment discount and qualify for a reduced origination fee.